Julie L. Williams

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+1 202 384 1087 direct
Washington, DC

Previous Experience

  • Acting U.S. Comptroller of the Currency
  • First Senior Deputy Comptroller and Chief Counsel, U.S. Office of the Comptroller of the Currency
  • Senior Deputy Chief Counsel, Office of Thrift Supervision
  • Deputy Chief Counsel for Securities and Corporate Analysis, Office of Thrift Supervision
  • Attorney, Fried, Frank, Harris, Shriver & Kampelman

Thought Leadership

  • National Banks and the Dual Banking System (OCC, 2003)
  • Savings Institutions: Mergers, Acquisitions and Conversions (Law Journal Seminars-Press, 1988)
  • Numerous articles on the regulation of depository institutions, financial services, securities and corporate law matters

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Julie L. Williams

Managing Director and Director of Domestic Advisory Practice

Julie is the former first senior deputy comptroller and chief counsel of the U.S. Office of the Comptroller of the Currency. In her work with clients, Julie emphasizes the importance of developing insights into the government expectations that undergird regulatory and compliance requirements. She has an exceptional command of financial services law and regulation, amassed during two decades as the OCC’s top lawyer. She plays a pivotal coordinating role at Promontory in her capacity as director of the Domestic Advisory Practice.


Julie joined Promontory following a distinguished two-decade career at the Office of the Comptroller of the Currency, during which she was the top legal adviser to four comptrollers and served as acting comptroller on two occasions. She oversaw the law department, licensing department, and community affairs department, and served on the executive committee. She earned wide respect for legal acumen, strategic thinking and rigorous problem solving, and command of interagency processes.

Julie joined the OCC as deputy chief counsel in 1993 and was promoted to chief counsel a year later. She went on to become first senior deputy comptroller, and served two stints as acting comptroller of the currency, during 1998 and 2004-05. During her tenure, she was responsible for developments in key areas of banking law, oversaw the OCC’s participation in an unprecedented series of victories in the U.S. Supreme Court, and initiated new approaches to consumer protection enforcement. She also helped to present the OCC’s positions to Congress during the development of major banking legislation, including the Dodd-Frank Act and the Gramm-Leach-Bliley Act, and has testified before Congress on numerous occasions.

Before joining the OCC, Julie worked for 10 years as a senior lawyer with the Office of Thrift Supervision and its predecessor, the Federal Home Loan Bank Board. Her roles included senior deputy chief counsel, responsible for regulations and legislation, corporate and securities law, and general legal issues, and deputy chief counsel for securities and corporate analysis. 

She is the author of numerous articles on banking and financial services regulation, and of a treatise on thrift institution regulation, Savings Institutions: Mergers, Acquisitions and Conversions. 


  • J.D., Antioch School of Law
  • B.A., Goddard College

Affiliations, Awards, and Civic Engagements

  • Lifetime Achievement Award, American Banker, 2012
  • Vice chairman, NeighborWorks America, 2007-12

Representative Engagements

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