Examiners expect that an organization's Internal Capital Adequacy Assessment Process (ICAAP) is an integral part of the strategic planning process and that business plans are supported by a robust capital planning and management framework. Our analyses and assessments encompass:
- Capital contingency modeling: Banks should model the implications of the strategic plan and potential deviations from the plan
- Capital contingency planning: Identification of potential future capital needs
- Identification of contingencies to future capital needs