When managed properly, lending activities benefit the economy and provide lending institutions stable risk-based returns even in times of economic stress. However, as we have seen, when institutions allow their risk credit cultures and credit risk management programs, policies, and practices to weaken in the face of competitive pressures, or in times of prosperity, the effects can be fatal.
Whether your firm is looking to enhance and align credit risk management with strategic goals and opportunities, or is grappling with credit risk and risk management problems and attendant regulatory pressures, now is the time to assess your credit risk programs and practices.
Promontory's Credit Advisory Services is staffed with leading risk management experts who combine experience in senior credit and regulatory leadership. Our blend of former regulators, policy makers and seasoned credit risk management professionals, combined with knowledge of industry practices and regulatory expectations, provides Promontory with the ability to advise and assist clients on a range of credit risk management activities and related regulatory matters.
Our credit services expertise encompasses two general areas of practice: