Today’s business and strategic plans must meet demanding new standards for capital, liquidity, credit and market risk, management, and other measures of safety and soundness. They must also withstand increasingly searching inquiries into the viability of the proposed strategy, the credibility of the underlying business assumptions, and the ability of management to execute. Policy shifts have narrowed the range of approvable business plans. With management credibility on the line, there isn’t always a second chance.
Promontory helps banks and other financial institutions create business and strategic plans that advance their strategic objectives while also satisfying regulatory expectations. Promontory’s work in this area includes:
- Strategy development and reassessment
- Planning narrative drafting and/or review
- Modeling and presenting financial projections (including related sensitivity analysis and stress tests)