CAPITAL ADEQUACY PLANNING AND ENTERPRISE RISK MANAGEMENT

Promontory’s team of former senior bankers and bank regulators, including a principal architect of the TARP Capital Purchase Program, is uniquely qualified to assist you in improving, developing and, importantly, integrating your capital adequacy and risk management functions to meet regulatory expectations. We will assist you in responding to an existing examination, preparing for the next one, validating your capital adequacy to stakeholders, including your board and your regulators, or in seeking approval for TARP repayment.

Our experts are acutely aware of rising regulatory expectations for capital adequacy planning and assessment and enterprise risk management and the critical interdependencies between the two. We understand the quantitative aspects of capital adequacy determination and also understand its limitations.

Promontory has leading edge familiarity with industry best practices in the specific capital and risk areas of:

• Governance, structure and reporting
• Assessment and measurement (including designing, testing and implementing stress testing, and non-modeled risk capital)
• Economic capital
• Risk monitoring, management and reporting
• Independent control processes (including audit and model governance and validation)